No hidden spread on your conversions, no surprise deductions on arrival. See exactly what leaves your account and what lands in theirs — before you ever hit send.
Loading mid-market rate…
Every transfer uses the real mid-market rate — the same one you'd find on Google — with a single, upfront fee shown before you confirm. No surprises between what you send and what they get.
Open an account for free. Upgrade only when you want more limits, perks, and control.
Everything you need to receive, hold, and send across borders.
For frequent senders who want lower fees and higher limits.
For teams collecting, paying, and settling in many currencies.
Banks and many apps hide their cost in the exchange rate. We don't. Here's how a typical $1,000 transfer stacks up.
| On a $1,000 transfer | Arivterai | Typical bank | Other apps |
|---|---|---|---|
| Exchange rate | Real mid-market | +3–5% markup | ~1–2% markup |
| Upfront fee | From $6.00 | $15–$45 | $8–$20 |
| Hidden costs | None | Common | Sometimes |
| Delivery speed | Seconds–minutes | 2–5 days | Minutes–hours |
| Multi-currency account | ✓ 40+ | ✗ | Limited |
| Card that auto-converts | ✓ | Poor rates | Sometimes |
Your money is held with established partner institutions and kept separate from company funds.
The amount they receive is locked in before you send. What you see is exactly what lands.
Keep your account open with zero balance requirements. Pay only when you actually move money.
Your fee is a small, clearly shown percentage of the amount you send — starting from 0.6% on Personal and lower on paid plans — with a minimum of about $0.99. You always see the exact fee before you confirm.
It's the real exchange rate — the midpoint between the buy and sell price on global currency markets, the same figure you'll see on Google or Reuters. We never add a markup to it, which is where most banks quietly make their money.
No. There are no receiving deductions, no inflated exchange rates, and no monthly minimums. The only cost is the upfront transfer fee shown in the calculator.
Yes — upgrade, downgrade, or cancel a paid plan at any time from your account. There are no lock-in contracts on Personal or Plus.
Yes — the calculator on this site pulls a real mid-market exchange-rate feed, updated regularly. If the live feed is ever temporarily unreachable, we fall back to a recent indicative rate so the calculator keeps working.
Send at the real rate with every fee shown clearly before you confirm.